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The essential guide on how to save time and money on your college degree As a high school senior, Kathryn Stephens had no financial aid, scholarships, or significant savings. Yet she graduated college with zero debt, in just two years. Her secret? Finding faster, more affordable ways to earn credits toward her degree. In this practical how-to guide, Stephens shares college credit solutions from credit-by-exam to prior-learning portfolios and even alternative spring breaks With detailed information on how each credit option works and insider tips and advice, College, Quicker helps students plan their own affordable paths through college.